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Know-how

Charles Schwab vs. E*TRADE: A Comprehensive 2024 Showdown

Triston Martin

Feb 01, 2024

Taxes

Tax Returns: Ensuring a Smooth and Timely Process

Susan Kelly

Jan 31, 2024

Taxes

Understanding Sales Tax on Used Cars: What Buyers Need to Understand

Triston Martin

Jan 30, 2024

Taxes

The Future of Corporate Taxes: A Critical Look Beyond Short-Term Gains

Triston Martin

Jan 29, 2024

Banking

Avoid These Six Common Mistakes When Opening a New Credit Card

Triston Martin

Jan 28, 2024

Banking

The Risks of Inaction: What Happens If You Don't Activate Your Credit Card?

Triston Martin

Jan 27, 2024

Know-how

Will A Lease Break Damage Your Credit?

Breaking a lease can hurt your credit score if the landlord or property management company reports the unpaid rent or damages to a credit bureau. If you don't pay the remaining rent owed under the lease terms or cause damage to the property, the landlord may report these charges to a credit bureau, which could negatively impact your credit score.

Susan Kelly

Jan 26, 2024

Banking

A Closer Look at the Firestone Credit Card: 5 Essential Insights

The Firestone Credit Card offers instant usability but has complex rewards and risks. Click here to read the five most important things about the Firestone Credit Card.

Triston Martin

Jan 26, 2024

Know-how

Navigating AppleCare: Your Passport to Device Security and Peace of Mind

Unlock AppleCare's full potential! This guide simplifies complexities, helping you make informed decisions for optimal device protection.

Triston Martin

Jan 23, 2024

Know-how

What Is the Consumer Confidence Index: Explain Briefly

This investor confidence indicator predicts future patterns of spending and saving by households by taking into account their anticipated financial state, attitude toward the general financial environment, unemployment, and ability to save money.

Susan Kelly

Jan 22, 2024

Know-how

Cracking the Code of the Discount Rate: Its Influence on the Fed and Cash Flow Analysis

Explore the intricacies of the discount rate, its influence on Federal Reserve policies and its critical role in cash flow analysis in this detailed guide.

Triston Martin

Jan 21, 2024

Banking

How an Auto Loan Grace Period Can Save You From Late Fees?

Learn about Auto loan grace periods and how to use them wisely. Get all the information you need to stay on top of your car loan payments.

Triston Martin

Jan 21, 2024

Banking

Do Banks Care If You Close Account- Credit, Savings Account and More!

Want to close your bank account without hurting your credit? Then, you should have a look at these factors that hurt credit!

Susan Kelly

Jan 18, 2024

Know-how

Brewing Rebellion: The Boston Tea Party After 250 Years

Explore the historical significance, impact, and enduring legacy of the Boston Tea Party, a pivotal event in America's quest for independence.

Susan Kelly

Jan 17, 2024

Mortgages

5 Best Cash-Out Refinance Lenders That You Should Know About

Uncover the 5 best cash-out refinance lenders! Turn your stress into financial freedom with trusted partners, customized solutions, and a debt-free tomorrow

Triston Martin

Jan 16, 2024

Mortgages

In-depth Details To Know About VA Construction Loans

The VA Construction Loan provides financing for building homes. This blog explains the VA construction loan guide: everything you need to know.

Triston Martin

Jan 16, 2024

Banking

A Complete Guide: Best USAA Credit Cards

Credit cards allow us to make purchases and pay them off over time, accumulate rewards points, and even take advantage of special offers. However, with so many card options available, it can take time to determine which is best suited for your lifestyle. This guide aims to provide an overview of the best USAA credit cards on the market today so you can have the information necessary to make an informed decision.

Triston Martin

Jan 15, 2024

Banking

Comparing Citi Custom Cash vs. Chase Freedom Flex: Which Credit Card Is Right for You?

When it comes to choosing a rewards credit card, Chase Freedom Flex and Citi Custom Cash are two popular options. Both cards offer great rewards and benefits for spending and opportunities to earn extra cash back. Both Chase and Citi have long histories of providing excellent customer service.

Triston Martin

Jan 14, 2024

Banking

A Simple Guide to Closing Costs and Closing Fees

Do you want to understand the basics of closing costs in real estate? Learn what closing costs are, who covers these expenses, and how much they typically cost.

Triston Martin

Jan 14, 2024

Know-how

The 2023 Top Advantage Plans for Medicare

Advantage plans for Medicare participants offer coverage over what is available via Original Medicare, including protection from the entire cost of dental, vision, and hearing care and a cap on out-of-pocket expenses. You will, however, be limited to shopping and using services within the network

Susan Kelly

Jan 13, 2024

Mortgages

The Best J.P. Morgan Automated Investing Review 2023

J.P. Morgan Automated Investing is a Robo-advisor that offers low-cost, automated investment management. The service uses algorithms to create portfolios based on individual client's financial goals and risk tolerance. Clients can choose from a range of portfolio options and have access to financial advisors and educational resources. The service is convenient and cost-effective, with no minimum investment requirement and low fees.

Susan Kelly

Jan 11, 2024

Banking

How the 5 Cs of Credit Impact Your Loan Approval

The 5 Cs of Credit - Character, Capacity, Capital, Collateral, and Conditions - are a critical framework that lenders use to evaluate the creditworthiness of potential borrowers.

Susan Kelly

Jan 06, 2024

Banking

What Does It Mean By 3-6-3 Rule Slang and How Did Banks Use It?

This rule allowed bankers to give 3% interest on deposits and loan out the money at 6% without the constraints of contemporary banking. Read more.

Susan Kelly

Dec 28, 2023

Investment

How To Switch Financial Advisers

To change financial advisors, consider your financial goals and what you expect from an advisor. Research potential advisors, ask for recommendations, and set up consultations. Gather your financial documents and information, and choose a new advisor. Set a transition plan and review the new advisor's recommendations to ensure they align with your goals. Maintain an open and honest relationship with your financial advisor.

Triston Martin

Dec 27, 2023

Know-how

All About the Cheap Car Insurance in New Jersey

Cheap car insurance in New Jersey is available for drivers looking to save money on their premiums. Whether you are a first-time driver, have a spotless driving record, or have been caught up in an accident, you can get the coverage you need at an affordable price.

Susan Kelly

Dec 27, 2023

Banking

ATM Operations Demystified: Understanding Its Functionality

Learn the basics of automated teller machines (ATMs) and how they work to provide customers with convenient access to their cash. Click to learn more.

Triston Martin

Dec 27, 2023

Know-how

Understanding Administrative Expenses: A Comprehensive Guide

Uncover strategies for effective management of administrative expenses, understand their significance, and explore cost-efficiency measures for sustainable business growth.

Triston Martin

Dec 26, 2023

Know-how

What Brands Are Owned by Pepsi

An American-based food and beverage company, PepsiCo Inc., was formed in New York City in 1899 and is based there. The Coca-Cola Corporation's largest opponent, this publicly traded company, saw its revenues soar thanks to the success of a number of beverage brands owned by this company. There are many options to choose from, and the product has a large consumer base throughout the globe. With net revenues of 70 billion dollars, PepsiCo hasn't had to leave a single country in order to grow.

Susan Kelly

Dec 25, 2023

Know-how

Everything About SEC Form 10-Q: Filing, Deadlines, and Key Components

Note that firms submit a Form 10-K, an audited annual report, instead of the 10-Q for the fourth quarter. Read more.

Triston Martin

Dec 24, 2023

Mortgages

An Extensive RedfinNow Review 2023

RedfinNow is an online platform that makes buying and selling homes more accessible. RedfinNow allows homeowners to quickly list their property and have Redfin's experienced professionals handle the rest, from listing and marketing to legal paperwork. RedfinNow also offers convenience and speed, with many transactions closing in as little as seven days. RedfinNow's services are available in more than 350 cities across the United States.

Susan Kelly

Dec 22, 2023

Know-how

Auto-Owners Insurance Review: What You Need to Know

Auto-Owners Insurance is a Michigan-based auto insurance company that has been providing quality service to its customers since 1916. Auto-Owners is one of the oldest, most respected car insurance companies in the United States. Auto-Owners provides its customers with various insurance products and services, including auto, home, business, life, and health.

Susan Kelly

Dec 17, 2023

Mortgages

How to Find the Best Listing Agent: Everything You Need to Know

Finding the right listing agent when selling your home is essential if you want the best price. An excellent real estate agent can be instrumental in helping you sell your property quickly and easily.

Triston Martin

Dec 16, 2023

Mortgages

Do You Know: What Is A Mortgage Recast?

The term "mortgage recast" refers to how your current loan's monthly payments are recalculated based on its remaining term and balance. The loan's principal balance and terms determine the monthly payment amount when you get a home loan. Each payment you make will bring your balance that much closer to zero.

Susan Kelly

Dec 15, 2023

Banking

A Brief Guide: What Are Peer-to-Peer Payments?

Peer-to-Peer (P2P) Payments are digital money transfers made directly between two individuals. In this payment system, two people can exchange money without needing a third-party financial institution. The payment is typically between two individual users and is not linked to any bank or other financial institution, making it a secure and cost-effective way to send money.

Triston Martin

Dec 15, 2023

Know-how

How to Get Rid of a Timeshare: A Comprehensive Guide

Getting rid of a timeshare can take time and effort. Timeshares are long-term investments that require a lot of financial and emotional commitment. Many people find themselves in a situation where they’ve outgrown their timeshare and need to get rid of it. Whether you’ve paid off your timeshare or you’re still paying it off, there are a few ways to get rid of a timeshare legally.

Susan Kelly

Dec 12, 2023

Mortgages

The Best NBKC Bank Mortgage Review 2023

NBKC Bank is a full-service online bank that offers a variety of mortgage products, including fixed-rate and adjustable-rate mortgages and jumbo loans. The bank strongly focuses on customer service and uses technology to make the mortgage process convenient and efficient. It has a team of mortgage professionals available to answer questions and provide assistance throughout the process.

Susan Kelly

Dec 10, 2023

Banking

View Authorized User Purchases

It might be difficult to keep track of approved user purchases, but some credit cards report these transactions on different lines on the monthly statement.

Triston Martin

Dec 09, 2023

Know-how

Does Medicare Pay For CPAP Machines And Their Parts?

Medicare covers CPAP machines and supplies for the treatment of sleep apnea. These items are considered durable medical equipment and must be prescribed by a doctor and supplied by a Medicare-approved supplier. Medicare Part B covers up to 80% of the cost of the equipment, with the remaining 20% being the patient's responsibility. It is important to note that CPAP equipment and supplies coverage may vary depending on the specific plan and individual circumstances.

Susan Kelly

Dec 08, 2023

Know-how

Form 941: Employer's Quarterly Federal Tax Return Definition

This includes the employee and employer contributions to Medicare And Social Security taxes and any federal income tax that was withheld. After then, the employer will fill out Form 941—Employer's Quarterly Federal Tax Return—once every three months to disclose these payments.

Susan Kelly

Dec 02, 2023

Know-how

Mastering Your Money: Taming Emotional Spending Habits

Learn how to curb emotional spending and regain your financial discipline. Discover practical tips to avoid impulse buying and save money.

Susan Kelly

Dec 01, 2023

Banking

Discuss Briefly: Will More Than One Credit Card Help My Credit Score?

A credit score is a numerical representation of your overall creditworthiness as determined by creditors. Before applying for multiple credit cards, consider your financial situation and goals to ensure you can handle the additional responsibility. There are potential benefits to having multiple credit cards, such as an improved credit mix and more reward options.

Triston Martin

Nov 19, 2023

Mortgages

What is the Difference Between a Conforming Loan Vs. Nonconforming Loan?

Many factors must be considered when it comes to conforming versus non-conforming loans. It's essential to compare working and non-conforming loan options before deciding to ensure you're getting the best deal possible.

Susan Kelly

Nov 17, 2023

Know-how

Work for Labor Day Bargains

For the vacation weekend around Labor Day, some people in the United States will have extra cash on hand.

Susan Kelly

Nov 15, 2023

Banking

Getting a Bank Account as an Undocumented Immigrant: What You Need to Know

It can be challenging for undocumented immigrants to get a bank account and access the financial system. With all of the complications surrounding getting a bank account, it is essential to understand how undocumented immigrants can get a bank account and access the financial system.

Susan Kelly

Oct 27, 2023

Banking

Wells Fargo's Cell Phone Insurance

There is a maximum payout of $600, a deductible of $25, and a significant amount of documentation required. Nevertheless, the advantage may help you save a significant amount of money.

Triston Martin

Oct 27, 2023

Mortgages

Creative Financing In Real Estate

Land contracts, trusts established in foreign jurisdictions off the coast of the United States, and transactions in which the buyer assumes responsibility for the seller's mortgage are all instances of innovative financing employed in the past.

Susan Kelly

Oct 27, 2023

Mortgages

How to Request a Quote From a Car Dealer: All You Need to Know

When buying a car, the first step is getting an accurate price from a dealership. Knowing how to request a quote from a car dealer can help you make sure that you get the best deal possible.

Susan Kelly

Oct 23, 2023

Investment

The Basics: What Is a Stock’s Beta?

Understanding how this line is used to estimate a stock’s beta coefficient and how it relates to the required rate of return will give you a better grasp of how risky investing in certain stocks may be and help you make more informed decisions.

Triston Martin

Oct 21, 2023

Investment

Ways to Rebalance Your Portfolio: The Essential Guide

When you first start investing, managing your portfolio is simple. You make a few investments and move on with your life, letting them grow over time. But how do you keep your portfolio healthy? The answer lies in rebalancing – adjusting allocations to better align with your long-term goals.

Triston Martin

Oct 21, 2023

Know-how

Deciphering Credit Cards: A Step-by-Step Guide

Confused about credit card options? Learn how to choose a credit card that suits your needs and offers great benefits. We simplify the process for you.

Susan Kelly

Oct 11, 2023

Know-how

The Impact of Salary Caps on Sports

A wage cap in sports establishes a star's max pay. Salary limitations protect a sport's financial sustainability and fairness. All teams must adhere to salary limitations imposed by the sport's regulatory body. When signed, clubs can't pay athletes beyond the cap. The regulating authority must see teams' financial data for transparency

Susan Kelly

Oct 10, 2023

Know-how

Find Out: What Is the Average Health Insurance Premium?

In the United States, the average monthly premium for medical coverage was less than $500 in 2017. Age, zip code, and coverage details all play a role in determining monthly costs. By 2020, the average premium and deductible for a family of four in the United States totaled $25,011. Forecasts indicate that by 2027, healthcare spending will have reached a whopping $6 trillion.

Susan Kelly

Oct 07, 2023

Know-how

All About Cheap Car Insurance in Idaho

Having multiple policies with the same insurance provider typically results in discounts, including those for auto insurance. Saving money by bundling your auto and house insurance is a great option. Bundling your car with homeowners or renters or condo insurance can save you money

Susan Kelly

Oct 07, 2023