Introduction

Are you considering Auto-Owners insurance for your vehicle? If so, then you'll want to read this Auto-Owners car insurance review. We'll provide a comprehensive overview of Auto-Owner's car insurance policies and rates and other important details such as the company's customer service ratings and financial stability. By the end of this Auto Owners insurance review, you should have all the information you need to decide whether Auto-Owners is the right insurer for you.

Who Owns Auto-Owners Insurance Company?

Who owns Auto Owners insurance company? It was founded in 1916 in Lansing, Michigan. It is the 24th largest insurer in the United States and operates in 26 states. Auto-Owners Insurance Group is owned by its policyholders, not shareholders or a parent company, which means they can focus solely on providing high-quality products and services to their customers.

Auto-Owners Auto Insurance Claims Process

It provides an easy-to-use online claims center for filing a claim. Auto-Owners Auto Insurance also has an extensive network of claims specialists and adjusters that can help you through the entire process.

Types of Auto-Owner's Auto Insurance Coverage

It provides a wide range of auto insurance coverage options for drivers looking to insure their vehicles. These include:

- Liability Coverage

This protects you if you're found at fault in an accident and are liable for damages caused to other drivers or property damage caused by the accident.

- Collision Coverage

This pays for repairing or replacing your vehicle if it's damaged in an accident. Auto-Owners also offers a replacement value option, which pays for replacing your car with a new model if it's totaled in an accident.

- Comprehensive Coverage

This covers damage caused by non-accident-related events such as theft, vandalism, or natural disasters. Auto-Owners will pay to repair or replace your vehicle up to its current cash value.

- Uninsured/Underinsured Motorist Coverage

This coverage protects you if you're hit by someone who doesn't have insurance or doesn't have enough coverage to pay fully for damages you incur as a result of the accident. Auto owners' uninsured motorist coverage has limits of up to $500,000 per person and $1,000,000 per accident.

- Medical/Personal Injury Protection

This covers medical expenses for you and any passengers in your vehicle if injured in an accident, regardless of who is at fault. Auto Owners' injury protection has limits of up to $5,000 per person and $10,000 per accident.

Auto-Owners Auto Insurance Rates & Discounts

It offers competitive rates in most states in they operate. Rates will vary depending on the type of coverage you purchase and factors such as age, driving history, credit score, and location. Auto owners also offer discounts to help reduce costs, including:

- Multi-Car Discount

You'll receive a discount on your premiums if you insure more than one car with Auto-Owners Auto Insurance.

- Good Driver Discount

Auto-Owners Auto Insurance will offer you a discount on your premium if you have a good driving record with no accidents or violations.

- Multi-Policy Discount

You can save money by bundling Auto Owners' Auto Insurance with other insurance policies such as homeowner's or life insurance.

Auto-Owners Auto Insurance Reviews & Ratings

Customer service and satisfaction have been largely positive for Auto-Owners Auto Insurance. They are rated "A+ Superior" by A.M Best, the highest rating given to insurers, indicating their financial stability and ability to pay claims in full and on time. They also have an average rating of 4.3 out of 5 stars on Auto-Owners Auto Insurance's customer review site.

Pros and Cons of Auto-Owners Insurance

It is a well-established company with over 100 years of experience in the insurance industry and excellent customer satisfaction ratings. Auto-Owners Auto Insurance offers a wide range of coverage options, competitive rates, and discounts to help reduce costs. Some potential drawbacks include higher-than-average premiums in some states and not offering all coverage options. Auto-Owners Auto Insurance is a good choice for drivers looking for quality coverage and excellent customer service.

Conclusion

Auto-Owners Auto Insurance has provided quality auto insurance coverage and products for over 100 years. They offer competitive rates, discounts, excellent financial stability, and helpful customer service ratings. If Auto-Owners Auto Insurance is right for you, we suggest getting a quote today to see what they can offer. With this Auto-Owners Auto Insurance review in hand, you are now equipped with the information necessary to make the best decision regarding insuring your vehicle with Auto-Owners Auto Insurance. Good luck!